We at GHB Insurance believe there is a balance to be struck between controlling costs and maintaining effective and competitive employee benefits. We will ask you about your needs, goals, and the philosophies behind your employee benefits program. We believe "Prescriptions before diagnosis, is malpractice."  Simply put, it is our job to get the most out of every benefit dollar you spend. We will listen to your individual needs.

Ongoing Service to Employer

Innovative ideas for cost control, benefit design and wellness promotion                                                           Troubleshooting problems with billing, enrollment, etc. As requested, advice on employee-relations issues; types of plans to offer, contribution levels, etc. Up-to-date information on new laws affecting group insurance

Assistance to Employees

Coordinating timetable with providers Assistance at enrollment Employee meetings and other communications as appropriate On-call for questions about coverage and benefits - 800 service for out-of-area clients Assistance in resolving claims issues Knowledgeable and very helpful staff

Miscellaneous

Special expertise in partial self-funding  Particular insight into group insurance issues, to better serve you Assistance in establishing Section 125 plans